TNREGINET - EC View Online in Tamilnadu Easy Steps (2024)
Encumbrance Certificate (EC)
An Encumbrance Certificate is used to refer as EC in short form. It is a record showing registered transactions pertaining to a property. It plays an immense significance in property transactions. EC is the most commonly used in the context of real estate. To check your Encumbrance Certificate and EC view online in Tamil Nadu, follow these steps:
Here Is the Easy Steps to EC View Online in Tamilnadu
1. Go to tnreginet.gov.in
2. If needed, switch to English by clicking the option in the top-right corner.
3. Hover over “E-Services” in the top menu.
4. To see an encumbrance certificate, go to “Encumbrance Certificate” then click “View EC”. This lets property owners can EC View Online in Tamilnadu and download their certificates anytime.
5. Choose “EC” to access your certificate.
6. Pick your Zone, District, and Sub-Registrar Office from the drop-down menu.
7. Enter the EC start and end dates.
8. Choose your village (Area) and enter the Subdivision Number and Survey Number.
9. Click “Add” and enter the security code shown.
10. Click “Search” and wait for the results.
11. Your Encumbrance Certificate will appear on the screen.
12. Select it and save it to your computer for later use.
EC View Online in Tamilnadu - EC document is an essential document
An EC is a vital document to verify that the property is free from economic or legal liabilities. It confirms whether there are encumbers, something burdensome, and hindrances in a property. It is a legal document that proves the owner/freedom of title to a property.
That is whether the property owner is totally free from any legal or financial liabilities. It is a certificate of assurance whether the property in question is free of any legal or monetary liability, such as a mortgage or an uncleared loan. This can be checked through EC View Online in Tamilnadu.
This document is essential for purchasing or selling property. This document will affect the property’s transferability and limit its free use if there is a burden ( encumbrance). It is an most important document for those seeking a home loan, buying or selling a property, or applying for a loan against property.
The EC is a must-have document for those people. The EC acts as concrete proof of property ownership, validating both financial and legal aspects.
EC View Online in Tamilnadu - To check whether the property is free from encumbrances.
The people used to check whether the property is free from encumbrances. The most common forms of encumbrance are mortgages, easements, and property tax liens. Here the encumbrances arise due to taxes owed, amounts owed to mechanics or other vendors, or even the prior owner’s mortgage.
Actually an encumbrance is a claim or right held by someone other than a property owner.(i.e., charge against a property by a party who is not the owner of the property.) If a property owner is currently paying a home loan, then the property has a financial encumbrance. Now the EC of the property shows financial charges made on the property. If there are any charges made on the property – financial or legal. You can avail an EC View Online in Tamilnadu.
A property with an encumbrance limits the worthiness of the property. And also it limits on how the owner of that property can use it. After Applying for EC, in Tamilnadu the EC online process takes about 5-7 days and the EC offline process takes about 15 to 30 days from the date of application to receive/get EC.
We will get EC with details of all transactions. In the absence of transactions, We will get a Nil Encumbrance Certificate. If the property or land tax has not been paid for more than three years, this EC certificate requires that the land tax records be updated.
EC View Online in Tamilnadu - The period of encumbrance
The people can ask for an EC for a specific time frame. In this EC, the people will get the information for that time frame only. This EC will provide the list of all registered identified with the property that occurred during the mentioned time span. It can be gone through the EC View Online in Tamilnadu. People can ask for an EC of a property for up to a time period of 30 years only. The 30 years is the maximum validity of EC.
EC View Online in Tamilnadu - The cost of encumbrance certificate in Tamil Nadu (the fees of online EC in Tamil Nadu)
- Application fee for EC in Tamil Nadu is Rs. 1
- For first-year information the fee is Rs. 15. For every additional year, the fee Rs. 5 to be added.
- And an additional fee after 1987 for a computerized period is Rs. 100.
EC View Online in Tamilnadu - Procedure for Online Encumbrance Certificate Application in Tamil Nadu
- We have to visit the official TN eSevai portal or TNREGINET portal to initiate the process.
- We have to click on Citizen Login/ User Login/Register as New User.
- We have to click on Services.
- On the homepage, We have to locate and click the ‘Encumbrance Certificate‘ section.
- We have to Opt for the ‘EC’ search option.
- We have to provide specific information by selecting either ‘EC’, ‘Document-wise’, or ‘Plot-wise’ options.
- We have to fill in the required fields and click on the “Search” button.
- We have to log in the required credentials.
- We have to click on Inspectorate General of Registration.
- We have to select ‘Online EC application’ option from the ‘Service Type’ section.
- Once we get the certified copy of the EC online, then we will be able to download it.
- We have to click on EC download.
- We have to provide the application number.
- We have to click on Calculate EC Fee details.
- We have to make the transaction.
FORM 15 EC is not available through online, it is available only through an offline channel. We have to visit the sub-registrar office where the property was registered. We have to submit the filled application and pay the required fee.
Conclusion
- An Encumbrance Certificate is a legal document which will help anybody to find out if there are any charges made on their property – both financial or legal.
- We can avail an EC through online (EC View Online in Tamilnadu) or by visiting the respective Sub-Registrar’s Office.
- The people can ask for an EC for a specific time frame. (i.e., in term of years)
- People can ask for an EC of a property for up to a time period of 30 years only. The 30 years is the maximum validity of EC.
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